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Terms & Conditions

Last Updated: November 1, 2024  |  Effective Date: November 1, 2024

Acceptance of Terms

By accessing or using the website located at themklistings.com ("Site") or by using any services provided by MK Listings Inc ("Company," "we," "us," or "our"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our Site or services.

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

Description of Services

MK Listings Inc is a direct business lender providing working capital loans, revenue-based financing, equipment financing, business lines of credit, and related financial products and services to qualifying businesses. Our services are available to business entities and are not intended for personal, consumer, or household purposes.

All funding decisions are made at the sole discretion of MK Listings Inc. Submission of an application does not guarantee approval, funding, or any specific terms. Available products, funding amounts, and eligibility criteria may change at any time without notice.

Eligibility

To use our services, you represent and warrant that:

  • You are at least 18 years of age and are a legal resident or citizen of the United States
  • You have the authority to bind the business entity on whose behalf you are applying
  • All information provided in your application is accurate, complete, and truthful
  • Your business is operating lawfully in compliance with all applicable federal, state, and local laws

Application Process & Information Accuracy

By submitting an application, you authorize MK Listings Inc to verify the information you provide and to obtain business and personal credit reports, bank records, and other information as necessary to evaluate your application. Providing false or misleading information may result in immediate denial or termination of any funding relationship and may subject you to legal liability.

MK Listings Inc reserves the right to deny any application for any lawful reason, withdraw a funding offer at any time prior to execution of a funding agreement, and modify, suspend, or discontinue any service offering at any time.

SMS Terms & Conditions

Program Description: By providing your express written consent, you agree to receive recurring marketing and promotional SMS/MMS messages from MK Listings Inc regarding our financial products, services, promotions, and updates, sent using an automated telephone dialing system (ATDS).

Message Frequency: Message frequency varies; you may receive up to 4 messages per month. Message frequency may vary based on your interactions with us and campaign activity.

Message and Data Rates: Message and data rates may apply. Contact your mobile carrier for details about your messaging plan.

Opting Out: To stop receiving SMS messages, reply STOP to any message. After opting out, you will receive a final one-time confirmation message, and no further SMS messages will be sent unless you re-enroll.

Help: For assistance, reply HELP to any message, or contact us at michael@themklistings.com.

Consent is NOT a condition of purchase. You are not required to consent to receiving SMS messages to apply for or receive business funding from MK Listings Inc.

Supported Carriers: Participating carriers include, but are not limited to, AT&T, Verizon, T-Mobile, Sprint, US Cellular, and other major U.S. carriers. MK Listings Inc and its messaging service provider are not liable for delayed or undelivered messages.

Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of MK Listings Inc or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any Site content without our prior written consent.

Disclaimer of Warranties

THE SITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

MK Listings Inc does not guarantee that any application will be approved or that any specific funding amount or terms will be offered. All funding decisions are made in our sole discretion based on our then-current underwriting criteria.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MK LISTINGS INC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF, OR INABILITY TO USE, THE SITE OR SERVICES. OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING UNDER THESE TERMS SHALL NOT EXCEED THE AMOUNT OF FEES PAID BY YOU TO US IN THE THREE MONTHS PRECEDING THE CLAIM.

Indemnification

You agree to indemnify, defend, and hold harmless MK Listings Inc and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or relating to your use of the Site or services, your violation of these Terms, or your violation of any applicable law or the rights of any third party.

Governing Law

These Terms and any disputes arising out of or related to them or the Site shall be governed by and construed in accordance with the laws of the United States and applicable state law, without regard to conflict of law principles. You consent to the exclusive jurisdiction of courts located in the United States for resolution of any such disputes.

Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and MK Listings Inc with respect to your use of the Site and supersede all prior or contemporaneous communications and agreements regarding the same subject matter.

Contact Information

If you have questions about these Terms and Conditions, please contact us:

MK Listings Inc
Email: michael@themklistings.com
Website: www.themklistings.com

MK Listings Inc

Direct business lender providing working capital, revenue-based financing, and equipment funding solutions nationwide.

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